We provide all forms of group employee benefits including health, life, disability, vision, and dental programs
Group Medical Plans
Choosing between health plans is not as easy as it once was. Whether you choose a POS, HMO, PPO or Indemnity plan on a self-insured or fully insured basis, there are some plans that will be better than others for your company’s needs. Plans differ in how much you have to pay and how easy it is to get the services you need.
Prescription Drug Coverage
Insurance coverage which helps pay for medication prescribed by a physician. Generally, the member is responsible for a co-payment.
Long Term Disability
Group insurance which provides a reasonable replacement of a portion of an employee’s earned income lost through serious and prolonged illness or injury.
Short Term Disability
Short term protection which replaces a portion of income if an employee becomes unable to work because of a covered illness or injury.
Group Dental
Group program that helps pay costs of normal dental care as well as damage to teeth from an injury.
Group Vision
Group insurance which generally pays a specified amount for eye examinations and the purchase of eyeglasses and/or contact lenses.
Group Life/AD&D
This coverage usually is a term life policy provided to employees of a group. The cost is lower than for individual policies.
Voluntary Benefits
Comprehensive supplemental insurance which allows employees to choose their benefits and pay for them through payroll deduction.