Encourage Your Insured’s to Register with FEMA
Agents should encourage their clients in significantly impacted areas to register as soon as possible with FEMA for any Individual Assistance (IA). Insured’s should not wait for their company to deny a claim as this could have an adverse effect. If there are ANY doubts about coverage, get the insured registered.
Agents should also advise any residents or businesses to make sure they contact a Disaster Recovery Center (DRC) or call FEMA to register for any uninsured loss that may not be covered. Since a presidential disaster declaration was made, individuals may be eligible for Individual Assistance (IA). If there is any doubt, the insured should register NOW. There is only a 60 day window to do so.
Individuals who do not register, and later find that their claim was denied by the insurance company, may face further hardship.
Those registering can call 1-800-621 FEMA (3362) or visit http://www.disasterassistance.gov/. Businesses may also be eligible for SBA loans and should be encouraged to contact FEMA as well.